|Certificate Term**||Minimum Deposit*||Annual Percentage Rate (APR)||Annual Percentage Yield (APY)|
|(Rates are accurate as of April 1, 2017***. Dividends credited and compounded quarterly. The certificates listed above are|
available for a limited time.)
|*Minimum deposit required to open certificate account.|
|**We may impose a penalty if you withdraw any of the principal from a certificate account before the maturity date.|
|***Quoted annual percentage rates (APR), annual percentage yields (APY), and effective dates are subject to change without notification at the|
discretion of the Board of Directors. The Dividend Rate and Annual Percentage Yield are the prospective rate and yield the Credit Union anticipates
paying for the applicable dividend period.