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Loan Forms (including application steps and guidelines)

We invite you to take advantage of your membership and borrow from WFCU. We offer a wide-range of lending options. Borrowing from WFCU has many benefits:

  • We offer low, competitive loan rates.
  • Depending on loan type, most of our loan policies are generous with loan maximums and offer longer terms than other lenders.
  • There are no hidden fees with our loan programs.
  • Loans may be paid in full at any time without an early payment penalty.
  • All Credit Union loans are 'simple interest' loans.
  • Optional, low-cost, Credit Disability and Credit Life Insurance is offered on most loan types.

To apply for a loan, please refer to the following loan steps and guidelines:

Once you receive approval for this program and you request a loan, there are several ways we can get your money to you quickly:

  • At your request, funds can be deposited directly into your WFCU savings or checking account.
  • You can visit one of our branches and we can hand you a check.
  • We can mail the check to you.

We provide a number of easy ways for you to make your loan payments:

  • You can make payments at over 5,000 credit unions that participate in the Shared Branching network. Click here to locate a Shared Branching credit union near your work, home, or favorite vacation spot.
  • Payments can be made through direct deposit and can be automatically transferred from either your savings or checking account.
  • You can transfer your payments through Virtual Branch® Home Banking.
  • You can transfer your payments through our TellerLine audio response system.
  • You can mail your payments to us.
  • You can bring your payments into one of our branches – we enjoy seeing our members!

Please review the types of loans that are available and our current loan rates:

Please phone us with any questions. Thank you for the opportunity to serve you!

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