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Loan Forms (including application steps and guidelines)

We invite you to take advantage of your membership and borrow from WFCU. We offer a wide-range of lending options. Borrowing from WFCU has many benefits:

  • We offer low, competitive loan rates.
  • Depending on loan type, most of our loan policies are generous with loan maximums and offer longer terms than other lenders.
  • There are no hidden fees with our loan programs.
  • Loans may be paid in full at any time without an early payment penalty.
  • All Credit Union loans are 'simple interest' loans.
  • Optional, low-cost, Credit Disability and Credit Life Insurance is offered on most loan types.

To apply for a loan, please refer to the following loan steps and guidelines:

Once you receive approval for this program and you request a loan, there are several ways we can get your money to you quickly:

  • At your request, funds can be deposited directly into your WFCU savings or checking account.
  • You can visit one of our branches and we can hand you a check.
  • We can mail the check to you.

We provide a number of easy ways for you to make your loan payments:

  • You can make payments at over 5,000 credit unions that participate in the Shared Branching network. Click here to locate a Shared Branching credit union near your work, home, or favorite vacation spot.
  • Payments can be made through direct deposit and can be automatically transferred from either your savings or checking account.
  • You can transfer your payments through Virtual Branch® Home Banking.
  • You can transfer your payments through our TellerLine audio response system.
  • You can mail your payments to us.
  • You can bring your payments into one of our branches – we enjoy seeing our members!

Please review the types of loans that are available and our current loan rates:

Please phone us with any questions. Thank you for the opportunity to serve you!

We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. Your savings are Federally insured to at least $250,000 and backed by the full faith and credit of the United States Government (National Credit Union Administration, a U.S. Government Agency). The Tree Swirl Service Mark is a registered trademark of Welcome Federal Credit Union. Unauthorized use is prohibited.

We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

Your savings are Federally insured to at least $250,000 and backed by the full faith and credit of the United States Government (National Credit Union Administration, a U.S. Government Agency).