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Articles of Interest

Share Certificates

Education Digital

Shoot for the moon and land in a better spot than your initial takeoff. With flexible terms and favorable rates, you really can't make a bad choice. Enjoy 2.50% APY† for 16 months or 3.00% APY† for 27 months and see the world from a different perspective.

Ready to invest? There's a Share Certificate for you. Stop by a branch and find yours before you launch.

†APY=Annual Percentage Yield. APYs are accurate as of February 20, 2019. Minimum balance is $1,000. Interest compounded and credited annually. Stated APYs are available through May 31, 2019 or $1,000,000 funded, whichever comes first and are effective for the 16- and 27-month certificates only. Fees or other conditions may reduce the earnings on your account. A penalty may be imposed for early withdrawal. This is a limited-time offer and may be canceled at any time. Other terms and conditions may apply. See credit union for details.

Savings Training Camp

Saving Training


Do you ever feel like...

  • You are expected to know all the answers, or
  • You'd be embarrassed to admit you need help?

Welcome Federal Credit Union is providing a one-month "camp" to help educate, plan and save. This free e-course will show you how to save money, reduce debt and improve your credit score. Plus, if you complete the program, you could win a 12-month $500 Share Certificate.*

This FREE e-course is perfect for those who missed out on that New Year's Resolution to get their finances in order.



Anytime Anywhere Loan

Anytime Anywhere Loan

Credit Card

Credit Card Announcement

You're not average, so don't settle for an average rate from your credit card –especially with average rates† hovering around 17.41% APR.* Our Visa Platinum Card (Credit Card Guideline) is here to up your purchasing power with rates as low as 10.24% APR.*

Don't forget, we aren't friends with the fees either! Along with the best rate in the industry, you will also avoid the traditional fees.

Featuring no annual fees, no balance transfer fees, and no cash advance fees, this card is here to do more for you.

Get Yours!

*As of January 1, 2019, Annual Percentage Rates (APR) range between 10.24%–17.24%. Your rate may vary and is determined by your creditworthiness. Subject to credit approval. Rates, terms, and conditions are subject to change without notice. No annual fee, no balance transfer fee, no cash advance fee, and 1.00% foreign transaction fee apply. †National average 17.41% APR (Source: Weekly Credit Card Report published Jan. 2, 2019).

The Smart Option Student Loan® for Welcome Federal Credit Union by Sallie Mae®

For borrowers attending degree-granting institutions

Now you can pay for college the smart way with three great repayment options and competitive interest rates! This loan is an ideal solution to help you pay for college expenses not covered by scholarships and federal loans. To learn more or to apply, please get started here.

The Smart Option Student Loan features and benefits

  • Multiple in-school repayment options plus a choice of competitive fixed and variable interest rates, providing even more flexibility
  • No origination fee and no prepayment penalty
  • Benefits and an interest rate reduction available
  • Rates that reward creditworthy borrowers
  • Applying with a creditworthy cosigner may help you qualify
  • 100% US-based Student Loan Specialists

To learn more, please get started here.


Route 66 Extended Warranty

Route 66

Don’t let unexpected car repairs stress you out! You never know when your car is going to break down. WFCU offers three coverage levels through Route 66 Extended Warranty. Your plan will be determined by the make, model, age, and mileage of your vehicle. Click for more information


In an effort to save WFCU money that is better spent on member services and to become a greener business, eStatements are the preferred method of delivery. We cannot automatically convert you to eStatements. Therefore, we highly encourage you to make the switch and enroll in eStatements (if you haven’t done so already).

If you aren’t enrolled in Virtual Branch (VB), that will be your first step. Just click the "getting started" link from the left-hand menu bar on VB for important information, then click the "Enroll" button and follow the prompts. Virtual Branch URL:
To add eStatements:

  • Logon to Virtual Branch
  • Click Self-Service
  • Under Additional Services, click eStatements, follow the prompts to add your account. When you enroll, your checking and/or loan accounts within your primary account are automatically included. However, if you have sub-accounts, you will need to enroll them individually.

If you prefer to keep receiving paper statements, we will gladly continue to provide that service for a $2.00 monthly fee per statement. Printing and postage costs continue to rise and it’s only fair that we ask those who choose the more expensive paper option to help share in that cost. Remember, you can avoid the fee by enrolling in eStatements.

Members exempt from the paper statement fee:

  • Members who are twelve (12) and under
  • Members who are seventy (70) or older

Receive your monthly statements safely, quickly, and electronically. Electronic statements provide secure, anytime, anywhere access to your Welcome Federal Credit Union statements. Here are a few features:

  • eStatements are free!
  • Automatic email notification when your statements are available usually by the 3rd of the month.
  • Six months of statements available for instant retrieval.
  • All data is fully secured, encrypted, and protected by the latest SSL technology
  • eStatements can be downloaded and/or printed.
  • When you elect to view your statements online instead of receiving a paper statement by mail, it helps protect you from confidential information being lost or stolen from your mailbox.
  • Safest, quickest, and most convenient way to receive your statements.
  • eStatements help save trees!

eStatement Tree

Mobile Deposit

Click Here to learn more about mobile deposit

Shared Branching: Another Credit Union Difference!

Welcome Federal Credit Union (WFCU) has partnered with other credit unions across the country to provide you with more access to your accounts and money. Proudly, we are a part of the Shared Branching network, a fast-growing national network of credit unions that allow members of other credit unions to use their branches to conduct basic teller transactions.

There are more than 5,300 Shared Branching locations nationwide, including more than 99 in North Carolina. What can you do at a Shared Branching location? Almost everything you normally do* with an MSR/teller at WFCU including:

  • Make Deposits
  • Cash checks
  • Withdraw funds
  • Transfer monies from one account to another
  • Obtain balance inquiries
  • Make loan payments and advances

When conducting a transaction at a Shared Branching location, the host credit union will require your credit union name (Welcome Federal Credit Union), your account number, and a photo ID.

Accessing your WFCU accounts has never been more convenient. Find a Shared Branching location near your home, work, or favorite vacation spot, using the Shared Branching Web site at

This logo will be posted at all credit unions that participate in Shared Branching:

CO-OP Shared Branch

We are pleased to offer Shared Branching at the following WFCU branches:

  • Main Branch; 10810 Chapel Hill Road; Morrisville, NC
  • Greenville Branch; 250-C Easy Street; Greenfield North Plaza Shopping Center; Greenville, NC
  • Zebulon Branch, 125 E. Gannon Avenue, Zebulon, NC
  • **Moore Drive Branch; 5 Moore Drive; Sanders 17.1379; Research Triangle Park, NC)
  • **Zebulon Branch–GSK; 1011 N. Arendell Avenue; E.130; Zebulon, NC

**Shared Branching access at the Moore Drive and Zebulon Branches is restricted to GSK employees.

For more information, contact us toll-free at 888-932-8148.

*Some fees may apply.

WFCU's Emergency Phone Number

In the event of a wide-spread disaster or emergency for the Credit Union in which you cannot reach one of our branches, you can phone our toll-free emergency information number, 1-866-803-3267. Updates to the message will be made as they become available.

Benefits of Membership!

As Welcome Federal Credit Union grows and changes, we will continue to expand our field of membership. Offering a better financial option to more groups promotes the Credit Union philosophy of "people helping people". We are happy to invite other companies and organizations to join Welcome Federal Credit Union and begin taking advantage of the benefits of membership in our Credit Union.

Please help us spread the word by inviting your co-workers and families to join!

Invest in America

With the Invest in America (IIA) Credit Union Member Rewards* program, just for being a member of Welcome Federal Credit Union (WFCU), you have access to valuable offers from Sprint, Allied Van Lines,, CU Benefits Express, CompleteTax, DIRECTV, Shop America, and Members Auto and Homeowners Insurance. Information on all discounts is available at or you can use the URLs below for specific programs.

Love My Credit Union

*Individual Member Rewards offers are subject to change or be discontinued without notice. Members agree to hold WFCU and each of its officers, directors, employees, members, representatives and agents harmless from any liability arising from participation in Invest in America (IIA) Credit Union Member Rewards program. WFCU is not responsible for any negligence, claims, liability, injury, property loss or other damages arising from, or in connection with your participation in Invest in America (IIA) Credit Union Member Rewards program.

One of the member rewards in the Invest in America (IIA) Credit Union Member Rewards program is the Sprint Credit Union Member Discount Plan*. The following is a list of Sprint discounts being offered to you just for being a member of Welcome Federal Credit Union:

Spring Announcement

  • 10% off most regularly priced Sprint service plans
  • Waived activation fee on new activations
  • Waived upgrade fee

There are three ways to get started:

  • Sprint Discounts
  • Call 877.SAVE.4.CU (877.728.3428)
  • Visit your local Sprint retail location

Just tell them you're a Credit Union Member** to get these exclusive discounts.

Ask to be attached to the NACUC_ZZM Corporate ID.

*The Sprint Credit Union Member Discount Plan offers are subject to change or be discontinued without notice. Members agree to hold Welcome Federal Credit Union (WFCU) and each of its officers, directors, employees, members, representatives and agents harmless from any liability arising from participation in the Sprint Credit Union Member Discount Plan. WFCU is not responsible for any negligence, claims, liability, injury, property loss or other damages arising from, or in connection with your participation in the Sprint Credit Union Member Discount Plan.

**To ensure your Sprint benefits continue, it's important that you meet Sprint's membership verification requirements. If you haven't validated your Credit Union membership, you will lose your discount (including any waived activation fees) and fall off of the Credit Union program. New Sprint customers are required to verify Credit Union membership within 30 days of activation. If you are a current Sprint customer, you must provide proof of membership when you upgrade your device if it's been more than 20 months since your last validation.

The verification process takes just a few minutes to complete.

Sprint Credit Union Member Cash Rewards

Free Shred Events

Safely and securely dispose of your outdated personal and confidential documents during our Free Shred Events. Each Shred Event location has partnered with a local charity. Donations of different kinds will be collected depending on your branch location. Please stop by your preferred branch on one of the following days from any time from 11:00 AM to 1:00 PM.

  • Morrisville (10810 Chapel Hill Rd.) — April 23 — Life Experiences Inc.
  • Zebulon (125 E. Gannon Ave.) — April 24 — Big Brother Big Sister
  • Greenville (250-C Easy St.) — April 25 — Hemophilia of North Carolina

It sure feels great to shed the paper weight! Join your fellow members at the branch nearest you and clear the clutter in your life today.

Please limit 5 (five) storage boxes per member, no businesses. This credit union is federally insured by the National Credit Union Administration and is an Equal Opportunity Housing Lender.

We invite you to phone any of our branches for answers to your questions or for information.

Toll-Free: 888-932-8148
Main Branch: 919-474-3240
Moore Drive Branch-RTP: 919-483-8844
Zebulon - GSK Branch: 919-269-1225
Greenville Branch: 252-758-3279
Henderson Branch: 252-430-3655
Zebulon Branch: 919-404-4747
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